NOREVIA Consulting

We partner with the ARTIS® platform (www.artisbanking.com), a comprehensive solution designed for small financial institutions across Europe. The system is built around multiple integrated modules, including ARTIS CORE, ARTIS FRONT, and ARTIS APP, which together deliver the full range of functionality required for an Electronic Money Institution.

ARTIS® functions as a secure internet banking environment that enables clients to perform money transfers and exchange documents and other data with the payment system through fully encrypted and protected communication channels.

The system is managed through an intuitive and user-friendly web interface, offering a wide range of core features and capabilities, including:

1. Remote step-by-step client and user verification

2. Secure client communication and correspondence tools

3. Digital document handling and management

4. System monitoring, supervision, and control functions

5. IBAN-based account administration

6. Support for multi-currency accounts

7. Account statements available in formats such as CSV, FiDaViSta, XML, and JSON

8. Payment processing via SEPA, SWIFT, and CHAPS networks

9. Bulk payment import functionality

10. Access rights and user permission management

11. Personal settings and configuration options

Why GDPR compliance matters

The General Data Protection Regulation (GDPR), which became effective on 25 May 2018, applies to any organisation that collects, stores, or processes personal data. Non-compliance can lead to significant financial penalties of up to 4% of annual turnover. In practice, such fines can seriously impact or even threaten the continuity of a business, as many companies are not able to absorb penalties of this scale. Ensuring GDPR compliance is therefore essential to protect your organisation from regulatory and financial risk.

Our GDPR IT Audit

We provide IT-based GDPR audit services designed to assess how personal data is managed, stored, and protected within your organisation. The audit helps identify potential compliance gaps, security weaknesses, and areas of operational risk, along with recommendations for corrective actions to ensure alignment with GDPR requirements.

IT Asset & System Review

Using certified tools, we perform an automated IT inventory that gives a clear overview of software usage, systems, and licensing. This process helps highlight inefficiencies and detect possible security vulnerabilities within the IT environment.

Deliverables

Following the audit, you receive a comprehensive report covering your organisation’s GDPR readiness from an IT perspective. This includes a detailed risk analysis, a full overview of IT assets, and practical guidance on the secure handling, storage, and transmission of personal data.

Anti-Money Laundering and Counter-Terrorist Financing (AML / CTF) remains a key regulatory priority for supervised financial and corporate entities.

Our Services

We provide advisory support in the design, review, and improvement of AML / CTF systems and related documentation, including:

• Assessment of risk exposure and review of organisational structure

• Review and verification of AML / CTF programme documentation

• Advisory on the allocation of AML / CTF responsibilities across different structures (including outsourced arrangements or group entities)

• Analysis of existing AML / CTF frameworks with recommendations for optimisation

• Support in aligning with group-level compliance policies

• Overview and assessment of internal documentation

• Drafting and development of AML / CTF policies

• Implementation and structuring of a risk-based compliance approach

• Assistance in conducting risk assessments (including country risk, client risk, distribution channels, and product-related risks)

• Support, review, and consultation on KYC documentation

• Advisory and review services for customer and product due diligence processes

• Risk Mitigation & Operational Support

• Assistance with KYC remediation and corrective actions

• Support in monitoring and oversight of delegated compliance activities

• Guidance on internal organisation and structure of AML / CTF functions